President Bush has signed a bill aimed at helping more poor people buy their own homes.
He says he hopes it'll help close America's minority home-ownership gap.
In a signing ceremony at the Department of Housing and Urban Development, the president said lagging home-owning among blacks and Hispanics "is not right, and this country needs to do something about it."
Almost three-quarters of white families in America own their own dwelling. But the figure for blacks and Hispanics is less than half.
Bush says closing the gap is a key plank in his "compassionate conservative" agenda.
The American Dream Downpayment Act aims to help some 40-thousand low-income families over what's often the biggest hurdle in home-buying, the downpayment and closing costs. Officials expect subsidies to average five-thousand dollars.