Thousands of East Texans Uninsured Behind the Wheel

By Ramonica R. Jones

Drivers get into fender benders everyday. Usually, no one gets hurt and most cars involved have only minor damage. But fender benders shouldn't be taken lightly, and they're not always something you can handle on your own.

Ken Waggonner, insurance agent, says, "I'd call the police anyway, because once you leave the scene, the other people might not have had insurance; or once you leave the scene, (it's their word) against yours. If they're involved, they need to be responsible for their damages."

If you find out the person who hit your car lied about having insurance, they are still responsible for any damages to your car.

Lufkin Police Sergeant David Walker says, "If you're involved in an accident, and the subject that you were involved in the accident with - the insurance was no good - if you would contact your law enforcement agency and bring that to their attention, charges can usually be filed."

About 25 percent of Lufkin drivers don't have car insurance. If you get caught driving without it, you could pay hundreds of dollars in fines.

Sgt. Walker says, "It's usually gonna run you $250 dollars on the first time offense, and that would go a long ways in purchasing liability insurance on your vehicle for the first year."

It's also a good idea to have uninsured motorist coverage. That way, if the person at fault in the accident doesn't have insurance, you can file a claim on your own insurance to cover any damages.