LUFKIN, TX (KTRE) - Lufkin Police officers arrested a 35-year-old woman on a felony credit/debit card abuse charge Wednesday after she allegedly used an elderly relative's credit card on at least six occasions to make $800 worth of ATM withdrawals.
Jaclyn Ferguson, of Lufkin, is still being held in the Angelina County Jail on a third-degree felony charge of credit card abuse-elderly. No bail has been set at this time.
According to the arrest affidavit, Ferguson worked as an office clerk for her 88-year-old relative from January to October of 2013. She also drove him around and helped him pay his bills. In that capacity, she would have had access to the relative's mail and credit card information, the affidavit stated.
The victim spoke to an LPD detective on April 16. When the detective did some initial research, he found a purchase for $190 at Element Dental in Lufkin that was dated Sept. 25, 2013. The detective called the dental clinic, and he learned that the 88-year-old relative had not been seen in that office for treatment on that day, the affidavit stated.
The affidavit stated that Ferguson was treated at the dental clinic on Sept. 25, 2013, and she paid $190, using a credit card that matched the victim's account information.
Later, the LPD detective contacted Bank of America's law enforcement division and got surveillance video footage of a "young, blond female" making ATM withdrawals with a credit card matching the victim's account information on at least eight occasions between July and December of 2013. The detective obtained stills from the videos and determined that the "young, blond female" in the videos was Ferguson.
When the detective asked the victim about the ATM withdrawals, the man said he rarely ever makes ATM withdrawals.
"[The detective] noticed that the credit card was used for purchases and then payments were made to cover the amount spent on the card," the affidavit stated. "[The detective] also noticed that the credit card was used for purchases and cash advances after October 2013 when [Ferguson] was reported to have quit/terminated."
The detective brought Ferguson in for a voluntary interview on April 24. During the interview, Ferguson said while she worked for her relative, she wrote checks in his name for bills and also made payments by phone on his behalf. She also asked the detective for the total amount of the purchases because she wanted to pay it back, the affidavit stated.
When the detective asked Ferguson about making ATM withdrawals, writing checks, and making credit card purchases after she left her relative's employment, Ferguson allegedly said "she possibly did purchases and checks afterwards, but it was part of some money that she was owed," the affidavit stated. "[Ferguson] reported that she was told if she rented a building, she would receive half of the first month's rent. "[Ferguson] also reported that if she sold any properties, she was to receive a 6-percent commission."
However, the victim told the detective that Ferguson never sold or rented any property and was not entitled to any money.
"[Ferguson] at one point admits that she 'was a part of most of this, but a lot of it was with [the victim's permission," the affidavit stated.
Then when the detective asked her what part was done without victim's permission, Ferguson said she would answer the question after she spoke to her attorney, the affidavit stated.
Ferguson told the detective her husband and her friend had also written checks on the victim's account. Ferguson claimed her friend "had possibly tried to steal checks from her," according to the affidavit.
The LPD detective showed her the 12 photos of her withdrawing money from Bank of America ATMs with a credit card matching the victim's account information on at least eight occasions between December 2013 and February 2014.
In response to a question about why she was withdrawing money from Bank of America ATMs from December 2013 to February 2014, Ferguson said she wouldn't answer that question until she had talked to her attorney, the affidavit stated.