Plastic is Better for Online Shopping

by Ramonica R. Jones

A lot of people are going online this year to buy their holiday gifts. Just like you would in a mall, it's a good idea to shop around and compare prices on the Internet before you buy.

You should also pay by credit card instead of a check. That's because you can ask your credit card company to withhold payment if what you bought doesn't show up, or isn't what you were promised. However, the Fair Credit Billing Act only protects you if your purchase costs more than 50 bucks and if you're shopping within your home state or within 100 miles of your billing address.