The general purpose of a Bankruptcy Proceeding is to enable the debtor to obtain what is known as a "fresh start." The law and society recognize that sometimes people will find themselves in financial situations where it becomes impossible to pay their obligations as they become due. Often this is caused by factors totally beyond one's control, such as unexpected or prolonged unemployment, unexpected or prolonged illness, changes in economic conditions affecting a person's income, lawsuits, tax problems, and similar problems. Usually a person faces a combination of these problems. Bankruptcy offers a person a legal and proper way to become discharged or released from liability for some or all of their debts.