How Can I Register My I Bonds? - KTRE.com | Lufkin and Nacogdoches, Texas

How Can I Register My I Bonds?

There are three forms of registration available for individuals; they are outlined in the table below:

REGISTRATION OPTIONS

Category

Example

Rights

Single Ownership

23-45-6789
John H. Smith

Only the registered owner may cash. 
On the death of the owner the bond
becomes part of the owner's estate.

Co Ownership

23-45-6789
John H. Smith
 Or
 Marsha L. Smith

Either may cash the bond without the
knowledge or approval of the other. 
On the death of one co owner, the
other becomes the sole owner of the
bond.

Beneficiary

23-45-6789
John H. Smith
POD
Marsha L. Smith

Only the owner may cash the bond
during his or her lifetime. The beneficiary,
if he or she survives the owner,
automatically becomes the sole owner
of the bond when the original owner dies.

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