State group wants to "fix" insurance for Texans

LUFKIN, TX (KTRE) - The Texas Watch group wants to fix Texas insurance because they say we pay too much. So they are on a state-wide, 16 city tour.

"The problem is Texas homeowners have been paying too much for too long. For years we've been paying the highest premiums in the nation, nearly double the national average," says the group's Executive Director, Alex Winslow.

Winslow says we passed an insurance reform bill five years ago, that didn't work.  "The bottom line is our insurance is broken, has been for a long time and we need to fix it by lowering our rates."

Even homeowners like Steve English, who showed up Wednesday, didn't realize how much Texans were paying.

All the insurance is really too high. It needs a lot of adjusting. It shouldn't just be they can do whatever they like," says English.

The Texas Watch Group wants a change because they say it's an insurance company driven problem and the current system isn't working.

"We have backwards system overseeing the market.  The companies can dictate terms and charge what they want and the insurance commission has to come in and play catch up.  We need to reverse that and make companies get rates approved before and not after so we can be sure they are fair and reasonable," says Winslow.

They know change can work, because it does in other states where reform is in place.

"We need to have across the board relief for Texas homeowners, so we can see results. We need to put more money back in the pockets of Texas families. We are in the middle of an economic crisis. Families need help and this is one way we can do it," says Winslow.

"It really is too high too, just like everything else," says English.

The tour is heading to Beaumont next, before covering West Texas.

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