Which means your wallet bites the bullet when it comes to protecting your home. On a national level, Texas homeowners pay nearly double the national average for insurance. Morgan blames the higher homeowners insurance rates in Texas on the wide range of weather conditions we have here. "We have hail losses in Texas that you don't really ever hear about. And some of the biggest insured losses are in the country historically are hail storms," said MorganHe said it is especially important that East Texans' insurance policy cover 'falling objects'. A fallen tree can cause some serious damage to your home and your pocket-book.
In uncertain times, shopping for the best rate is important. Morgan says beware of deals to good to be true. He said a good source to compares insurance rates and understand exactly what you're purchasing is the Office of Public Insurance Counsel website.
"Especially on the homeowner side, it's very important that you know exactly what you're getting because some policies don't cover certain losses," said Morgan.
At the brinnk of hurricane season and summer rains, Morgan said foregoing insurance now could cost you big in the long run. "I'd say at least half of the claims are water losses," said Morgan.
Morgan said consumers have to be careful and picky when choosing a homeowner's insurance policy.
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The Texas Department of Public Safety announced four days ago they will no longer pay for forensic services across the state. DPS will put a price tag on services and charge law enforcement agencies for certain crime lab reports to adjust to state enacted cutbacks. On Monday, two East Texas prosecutors and a sheriff spoke out against the surprising changes brought upon by the agency. Angelina County District Attorney Joe Martin said these changes will...More >>
The Texas Department of Public Safety announced four days ago they will no longer pay for forensic services across the state.More >>